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mttssn research · Nordic Deep Dive
Tecnotree (TEM1V.HE)
Teknik & IT · Finsk telecom BSS/OSS-mjukvara · LTM Q1 2026
Analysis date: 2026-07-23
Price at analysis: €5.90
Method: mttssn_streamlined_v1
Conviction: LOW
HOLD
Conviction: LOW
Optically very cheap value-creator: EV/EBIT ~4.7x, adjusted ROIC 11.2% > 8% WACC, positive EP EUR 4.59m, net cash EUR 13.3m, order book +50% YoY. But the EUR 5.9 mark is possibly bid-distorted after the Helios/Resilience tender lapsed 15 Jul 2026, and MEA collections have stalled (Q1 FCF EUR 0.2m). Cheapness is real; the margin of safety is not certain. HOLD, low conviction.
Adj. ROIC
11.2%
WACC 8% → spread +3.2pp
Economic Profit
+€5M
Positive EUR 4.59m (+3.2pp spread); R&D-cap reversal is the dominant adjustment, thinning true ROIC to 11.2%
FCF Yield
n/a
Q1 EUR 0.2m (-80% YoY) — MEA collections stalled, working-capital watch
Price / Target
€5.90 → €6.00
+2% base; HOLD
Revenue (LTM)
€72M
LTM EUR 72.3m; +1.0% constant-ccy Q1; emerging-market telco BSS/OSS
EBIT Margin
35.5%
35.5% LTM EBIT margin (27.4% Q1, +50bp)
EV / IC
n/a
Enterprise value / invested capital
Net Debt
n/a
Net cash EUR 13.3m; no leverage
Thesis

Tecnotree is a Finnish BSS/OSS software house — billing, charging and digital-platform stacks sold to emerging-market telcos across Africa, the Middle East, Latin America and Asia. LTM revenue is EUR 72.3m at a 35.5% EBIT margin, the balance sheet is net cash (EUR 13.3m), and there is no goodwill: the entire asset base is organically R&D-built. Adjusted ROIC of 11.2% clears the 8% WACC, so the business generates genuine economic profit (EUR 4.59m, +3.2pp spread on EUR 141.4m of invested capital).

The dominant mttssn adjustment is R&D capitalisation: the company capitalised EUR ~9.7m of development while amortising only EUR ~4.3m (a >2x cap-to-amort ratio, net asset build). Reversing that policy is why adjusted ROIC (11.2%) sits below the reported proxy (13.6%) — the true return spread is thinner than the reported numbers suggest, though still positive and value-creating.

Forward demand is strong: the order book reached EUR 105.4m (+50% YoY) on new Africa and LatAm awards, and Q1-2026 revenue held flat (-0.2% reported, +1.0% constant-currency) at a 27.4% quarterly EBIT margin. Structural profitability is intact; the live problem is cash conversion, not the P&L.

Valuation · reverse-DCF & scenarios

At EUR 5.9 the market cap is EUR 134.7m and EV is EUR 121.4m (net cash EUR 13.3m), so EV/EBIT is ~4.7x on LTM EBIT of EUR 25.7m — optically deep value for a 35.5%-margin, net-cash, positive-EP software name. On fundamentals alone that is a wide discount to a value-creator.

But the mark is possibly bid-distorted: a Helios/Resilience all-cash tender offer lapsed 15 Jul 2026, and the compulsory convertible debentures largely converted to 5.78m new shares in Feb 2026 (triggered by the tender's accelerated-conversion right). The 5.9 price may still carry a bid premium that bleeds out to a lower un-bid clearing level — so the EV/EBIT optics overstate the certainty of the margin of safety. We hold the mark under review rather than treating 4.7x as a committable entry.

Market-implied growth
-30.2%
NOPAT CAGR over 5y the EV already requires
No-growth value / share
€10
173% of price; rest = priced-in growth
ROIC − WACC
+3.2 pp
ROIC 11.2% vs WACC 8.0% — positive = value creation
CAP (priced-in)
0.0 yrs
years of excess returns the price implies (fades to WACC)

The market pays today’s enterprise value for roughly -30.2% NOPAT growth over 5 years. The business earns 11% on capital against a 8% cost of capital (spread +3.2 pp); the no-growth value is €10/share (173% of price), so the rest is priced-in growth.

Scenario24m targetImpl. gUpsideProb.Driver
Bull€8-14%+36%25%Un-bid price holds; MEA collections normalise; order book converts
Base€6-29%+2%45%Cheap value-creator, but bid premium bleeds and mark re-rates to fundamentals
Bear€4≥-50%-32%30%Bid premium fully unwinds toward an un-bid clearing price while MEA collection stress and DSO drag persist
Prob-weighted€6+0%100%Scenario-weighted expected value

Sensitivity — fair value / share at WACC × growth

WACC \ g0%3%5%8%10%15%
6.50%141515161719
7.25%121213141416
8.00% (base)101111121213
8.75%91010101011
9.50%899999

Green = fair value above the current price of €5.90. The reverse-DCF conclusion is dominated by WACC and growth — see the whole surface, not a single fair value.

Method & data. NOPAT €16, invested capital and ROIC 11.2% are observed (adjustments.json); WACC 8.0% and terminal g 2.5% are assumptions. EV→equity uses net debt €-13. The model holds ROIC constant (no fade) over the explicit horizon; the CAP figure instead fades excess returns to WACC.

⤓ Download the full model (.xlsx) — formula-driven sheets; flex the blue input cells and the model cascades in Excel.

Key drivers

1. Above-WACC returns

Adjusted ROIC 11.2% vs 8% WACC, positive EP EUR 4.59m — a genuine, if thin, value-creator at a cheap multiple.

2. Order book +50% YoY

EUR 105.4m backlog on Africa & LatAm awards signals strong forward demand and revenue visibility.

3. Net-cash balance sheet

EUR 13.3m net cash, no leverage — survives a bad collections year without refinancing risk.

4. Structural margins intact

35.5% LTM EBIT margin (27.4% in Q1, +50bp) — profitability is not the problem, cash timing is.

5. Optical cheapness

EV/EBIT ~4.7x is a wide discount if the un-bid clearing price holds anywhere near the current mark.

Key risks
Conclusion

Tecnotree is a cheap value-creator — EV/EBIT ~4.7x, adjusted ROIC 11.2% > WACC 8%, positive EP, net cash, order book +50% YoY — but two things cap it. The EUR 5.9 mark is possibly still bid-inflated after the Helios/Resilience tender lapsed on 15 Jul 2026, and Q1 cash conversion cratered on MEA collections (FCF EUR 0.2m). We rate it HOLD, low conviction: the cheapness is genuine, the margin of safety is not certain.

The mark should be re-pulled and re-gated once the bid premium bleeds out; a HOLD becomes a BUY case only if the price clears near-fundamental value and MEA collections normalise (DSO falls, FCF re-converts). Streamlined tier plus a distorted mark plus live collection risk keep conviction at LOW.

Footnote evidence & sources

Every adjustment traces to the cited note/page in the source filing — click to open it there. Latest interim: 📄 open

Adjustment / figureValueSourceWhy mttssn treats it this way
LTM revenue EUR 72.3m (FY 72.4 - Q1'25 16.9 + Q1'26 16.8)72.3Key figures / Consolidated income statement p.2, p.10 📄 p.2LTM flow build off the FY anchor and the Q1 2026 report's 1-3/2025 vs 1-3/2026 columns.
LTM EBIT EUR 25.7m (FY 25.6 - 4.5 + 4.6)25.7Consolidated income statement p.10 📄 p.10Reported operating profit is already ex one-off items; one-offs are in financial items below EBIT.
Capitalised development additions FY2025 EUR 9.71m9.71Note 10 Intangible assets — Lisäykset (development costs)Core mttssn R&D-capitalisation reversal input; company capitalises more development than it amortises.
Amortisation of development costs FY2025 EUR 4.26m4.26Note 5 / Note 10 — Poistot kehittämismenoista -4 261Amortisation already in EBIT; added back when reversing the capitalisation policy.
No goodwill in group0Accounting policies — 'Konsernissa ei ole liikearvona kirjattavaa'No goodwill and no acquired (PPA) intangibles — removes the whole PPA/goodwill leg of the software checklist.
Shareholders' equity Q1 2026 EUR 126.0m126Consolidated balance sheet p.10 📄 p.10Post-CCD-conversion equity; IC snapshot taken at Q1 2026 not FY anchor.
Translation reserve (accumulated OCI) EUR -26.19m-26.19Statement of changes in equity — Muuntoerot -26 185Negative translation reserve stripped from equity for IC (raises equity_ex_oci).
Interest-bearing debt Q1 2026 EUR 4.7m (1.7 + 3.0)4.7Consolidated balance sheet p.10 📄 p.10Non-current + current interest-bearing liabilities added to IC financing base.
Cash & equivalents Q1 2026 EUR 18.5m18.5Consolidated balance sheet p.10 📄 p.10Excess cash (18.5 - 1.45 operational) removed from IC.
Share-based compensation FY2025 EUR 2.69m2.69Statement of changes in equity — Osakeperusteiset maksut 2 691Kept in opex (a real cost), flagged for transparency; not added back.
Quality · Buffett tenets9 / 15
Understandable business
Pure-play BSS/OSS software (billing, charging, digital-platform stack) sold to emerging-market telcos in Africa, MEA, LatAm and Asia — a modellable licence/delivery model with a long operating history; docked one for emerging-market revenue opacity and geographic collection uncertainty.
Durable moat
[byteskostnader · stabil] product-embedded BSS/OSS switching costs in emerging-market telcos; test = order book EUR 105.4m (+50% YoY) and EBIT margin 35.5% both stable-to-rising, but the return spread is only +3.2pp on IC (adjusted ROIC 11.2% vs WACC 8%) and rests on small scale + MEA concentration — emerging, not proven durable; falsifier: an incumbent (Amdocs/Netcracker/Huawei) displaces a flagship African/LatAm program, or order-book stalls. Capped at 1 (emerging).
Able & honest management
[allokering · candor] Purely organic, R&D-built asset base — no goodwill and no acquired (PPA) intangibles; APM divergence 0.0% (no adjusted-EBIT window-dressing), SBC EUR 2.69m (~3.7% of revenue) kept in opex not added back; red flag: aggressive R&D capitalisation (EUR ~9.7m capitalised vs ~4.3m amortised, net asset build) and the Feb-2026 5.78m-share CCD conversion dilution — a candor watch, not a breach.
Financial strength
Adjusted ROIC 11.2% > 8% WACC → positive Economic Profit EUR 4.59m (+3.2% on IC); net cash EUR 13.3m, no leverage; docked one because Q1-2026 FCF collapsed to EUR 0.2m (-80% YoY) as MEA collections stalled — real returns, weak current cash conversion.
Margin of safety
EV/EBIT ~4.7x (EV 121.4m / EBIT 25.7m) is optically very cheap for a 35.5%-margin value-creator, but the EUR 5.9 mark may be bid-distorted after the Helios/Resilience all-cash tender lapsed 15 Jul 2026 — the discount is real only if the un-bid clearing price holds; docked to 2 on that uncertainty.