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mttssn research · Nordic Deep Dive
Bjorn Borg (BORG.ST)
Consumer discretionary · Sports-fashion brand · FY2025
Analysis date: 2026-06-09
Price at analysis: SEK 62.40
Method: mttssn_streamlined_v1
Conviction: MEDIUM
HOLD
Conviction: MEDIUM
A recognized Swedish sports-fashion brand (underwear-led) growing its higher-margin own e-commerce (+20%) within a wholesale-heavy model. ROIC ~19.5% / EP +SEK ~43m is value-creative but a narrow spread; the balance sheet is modestly net-debt and earnings are FX-flattered. At ~mid-teens EV/EBIT with a ~4.8% yield it is fairly valued. HOLD; base SEK 62.
Adj. ROIC
19.5%
WACC 10% → spread +9.5pp
Economic Profit
+SEK 43M
+SEK ~43M @ 10% WACC (narrow ~9.5pp spread)
FCF Yield
2.7%
Solid conversion; ~4.8% dividend yield
Price / Target
SEK 62 → SEK 62
-1% base; HOLD
Revenue (LTM)
SEK 1.0B
FY2025 SEK 1,044m (+5.5%); wholesale ~70%, e-com growing
EBIT Margin
10.7%
Gross ~52%; EBIT ~10.7% (own stores loss-making)
EV / IC
3.63×
Enterprise value / invested capital
Net Debt
SEK 79M
Net debt SEK ~79m incl leases
Thesis

Bjorn Borg sells branded underwear, sports apparel and footwear through wholesale (~70%), a growing own e-commerce channel (~+20%, the margin engine), loss-making own stores, distributors and licensing. FY2025 net sales +5.5% (+7.8% FX-neutral), gross margin ~52%, EBIT margin ~10.7%, ROIC ~19.5% and economic profit +SEK ~43m — value-creative but a narrow ~9.5pp spread over a 10% WACC.

It is a brand-improvement story (e-commerce + product), but quality is capped by competitive apparel dynamics, fashion/seasonality risk, wholesale dependence, loss-making own stores and a modestly net-debt balance sheet (SEK ~79m incl leases). Net income is flattered by ~SEK 6m of non-operating FX. At ~mid-teens EV/EBIT and a ~4.8% dividend yield it is fairly valued.

Valuation · reverse-DCF & scenarios

At ~14.8x EV/EBIT (the cleaner anchor; ~17x P/E is FX-flattered) with a ~4.8% yield, Bjorn Borg is fairly valued for a wholesale-heavy apparel brand.

Base SEK 62 (fair; dividend is the return); bull SEK 78 if e-commerce + brand momentum lift margins; bear SEK 48 on an apparel/consumer downturn or wholesale destocking.

Market-implied growth
≥18.5%
model ceiling — EV implies more than constant-ROIC sustains
No-growth value / share
SEK 36
58% of price; rest = priced-in growth
ROIC − WACC
+9.5 pp
ROIC 19.5% vs WACC 10.0% — positive = value creation
CAP (priced-in)
7.6 yrs
years of excess returns the price implies (fades to WACC)

At today’s enterprise value the constant-ROIC reverse-DCF maxes out: even at its sustainable-growth ceiling (~18.5%, limited by ROIC 20% ≈ WACC 10%) it cannot reach the current EV. No-growth value is SEK 36/share (58% of price); the market prices in growth and/or a higher ROIC than booked — richly valued on this lens. Read the sensitivity grid.

Scenario24m targetImpl. gUpsideProb.Driver
BullSEK 78≥19%+25%30%E-commerce + brand momentum lift margins
BaseSEK 62≥19%-1%45%Fair; dividend is the return
BearSEK 48+11%-23%25%Apparel/consumer downturn or wholesale destocking
Prob-weightedSEK 63+1%100%Scenario-weighted expected value

Sensitivity — fair value / share at WACC × growth

WACC \ g0%3%5%8%10%15%
8.50%465053586272
9.25%404447515462
10.00% (base)363941454754
10.75%333537404247
11.50%303234363842

Green = fair value above the current price of SEK 62.40. The reverse-DCF conclusion is dominated by WACC and growth — see the whole surface, not a single fair value.

Method & data. NOPAT SEK 88, invested capital and ROIC 19.5% are observed (adjustments.json); WACC 10.0% and terminal g 2.5% are assumptions. EV→equity uses net debt SEK 79. The model holds ROIC constant (no fade) over the explicit horizon; the CAP figure instead fades excess returns to WACC.

⤓ Download the full model (.xlsx) — formula-driven sheets; flex the blue input cells and the model cascades in Excel.

Key drivers

1. Own e-commerce

Higher-margin own channel +20% — the margin + growth engine.

2. Brand momentum

Product + brand investment supports pricing + sell-through.

3. Dividend

~4.8% yield underpins the total return.

4. Licensing

Asset-light licensing royalties add high-margin income.

Key risks
Conclusion

Bjorn Borg is a recognized sports-fashion brand growing its higher-margin e-commerce, value-creative (ROIC ~19.5%) but with a narrow spread, FX-flattered earnings and modest net debt — fairly valued at ~mid-teens EV/EBIT / ~4.8% yield. HOLD; base SEK 62.

Own it for the dividend + brand improvement; the swing factors are e-commerce margin and wholesale demand.

Footnote evidence & sources

Every adjustment traces to the cited note/page in the source filing — click to open it there. Source reports archived locally.

Adjustment / figureValueSourceWhy mttssn treats it this way
Net sales (group, full year)1,044Consolidated income statement / Note 2Net sales full-year 2025 column = 1,043,899 thousand = 1,043.9m (prior year 989,699). +5.5% reported, +7.8% currency-neutral. Note 2 confirms by geography (Sweden 386.8, Netherlands 234.0, Finland 132.5, Germany 100.5) and the channel split.
Operating profit (EBIT, full year)112Consolidated income statementOperating profit full-year 2025 = 111,516 thousand = 111.5m (prior year 101,845). Used directly as adjusted EBIT (no verified non-recurring add-backs; company reports no adjusted-EBIT bridge). EBIT margin 10.7%.
Gross profit / margin540Consolidated income statementNet sales 1,043.9 less goods for resale 503.7 (503,665 thousand) = 540.2; gross margin 51.8% on net sales, matching the company's stated 51.8%.
Net financial items (full year)6.2Note 1 (interest income/expense reconciliation)Interest income and similar credits 13,230 (largely FX gains) less interest expenses and similar charges -6,997 = +6,233 thousand = +6.2m. A swing from -11.4 prior year; sits below EBIT and is NOT included in operating NOPAT.
Profit before tax (full year)118Consolidated income statementProfit before tax full-year 2025 = 117,749 thousand = 117.7m (EBIT 111.5 + net financial items 6.2).
Tax expense (full year)-25.7Consolidated income statementTax -25,689 thousand = -25.7m on profit before tax 117.7 = effective rate 21.8%. Statutory 20.6% used for NOPAT per methodology.
Profit for the period (net income)92.1Consolidated income statementProfit for the period full-year 2025 = 92,060 thousand = 92.1m, all attributable to parent-company shareholders (NCI share of profit = 0). EPS 3.66.
Net sales by channel (Wholesale / E-com / Own stores / Distributors / Licensing)728Note 1 Summary per segment (external revenue)Full-year 2025 EXTERNAL revenue by segment: Wholesale 728,480 (728.5), Own e-commerce 216,610 (216.6), Own stores 87,462 (87.5), Distributors 38,142 (38.1), Licensing 1,159 (1.2). Segment operating profit: Wholesale 67.1, E-com 40.2, Own stores -5.1 (LOSS), Distributors 8.3, Licensing 1.1. (value field carries the largest channel, Wholesale 728.5.)
Inventory257Consolidated statement of financial positionInventory at 31 Dec 2025 = 257,237 thousand = 257.2m (prior year 259,487). A principal operating-capital item for this wholesale+retail brand model.
Accounts receivable133Consolidated statement of financial positionAccounts receivable at 31 Dec 2025 = 133,095 thousand = 133.1m (prior year 111,398). Large because ~70% of revenue is wholesale on credit terms; the +21.7 YoY rise drove the working-capital build that depressed operating cash flow.
Cash and cash equivalents13.5Consolidated statement of financial positionCash and cash equivalents at 31 Dec 2025 = 13,535 thousand = 13.5m (prior year 8,771). Entirely operational (no excess stripped) against SEK 1,043.9 net sales and a 63.5 overdraft; the group is a net borrower.
Interest-bearing debt (overdraft + leases)92.8Consolidated statement of financial positionCurrent liability to credit institution (overdraft) 63,540 + long-term lease liabilities 14,979 + short-term lease liabilities 14,266 = 92,785 thousand = 92.8m. No bonds. Leases (29.2 total) are INCLUDED because Bjorn Borg operates own stores (lease-dependent retail) plus offices. Ex-lease interest-bearing debt = 63.5 (overdraft only).
Total equity (incl. NCI)361Consolidated balance sheet / Statement of changes in equityTotal equity at 31 Dec 2025 = 361,019 thousand = 361.0m, comprising equity attributable to parent 366,838 (366.8) and a non-controlling-interest deficit of -5,818 (-5.8). Equity ratio 50.2% (vs >=35% policy floor).
Number of shares outstanding25.148Consolidated income statement (share line)'Number of shares 25,148,384' for FY2025; no treasury shares held (AGM buyback authorised but not executed at year-end). Confirmed unchanged in Q1 2026. Used for market cap with web-verified price SEK 62.40. EPS check: 92.1 / 25.148 = 3.66 = reported.
Analysis history

How the mttssn view has evolved — each prior dated note is preserved.

Quality · Buffett tenets9 / 15
Understandable business
Bjorn Borg — Swedish sports-fashion brand (underwear, sports apparel, footwear); own e-commerce + wholesale + retail + licensing; legible.
Durable moat
Low: a recognized brand but in competitive apparel with fashion/seasonality risk and wholesale dependence.
Able & honest management
Clean reporter; growing the higher-margin own e-commerce channel; loss-making own stores.
Financial strength
Modest net debt (SEK ~79m incl leases); narrow economic-profit spread.
Margin of safety
Some: ~mid-teens EV/EBIT with a ~4.8% dividend yield, but FX-flattered earnings + net debt cap it.